One plan. Priced once a year.
Most people only check on retirement a few times a year, so we don’t charge you every month. The answer itself is free. The full plan helps you move it.
Free, always
$0
- The age you could stop working
- How ready you are, as a percent
- Your number: what you'll need and what you're on course to have
- Every step of the math, in plain words
- Upload documents or type your numbers in
Full plan
$79 a year in the US · CA$99 in Canada
About $6.60 a month, billed once a year.
Everything free, plus:
- Your next moves, ranked by how much each one helps
- How your readiness changes over time
- Everything we add next: the what-if tool and short lessons
The fine print, in plain words
- 14 days free. No card needed to start — if you don't add one, the trial just ends.
- We email you before each yearly renewal, well ahead of the charge.
- Cancel in one click under "Your plan" in the menu. No phone call.
- Changed your mind? Full refund within 30 days of paying, no questions asked.
Prices include no hidden fees. Sales tax may be added where the law requires it. When Can I Retire is education, not financial advice.